How I Built Without Borrowing—and Why I Wouldn’t do it That Way Again
Cheryl Kerr, Founder and Managing Partner of Medex Health Services, shares how resilience, discipline, and personal sacrifice shaped her entrepreneurial journey.
After facing barriers to traditional financing, Cheryl relied on self-funding—refinancing her home multiple times to keep operations moving and support early expansion. What began as a necessity became a defining part of her story, revealing both the determination required to build independently and the risks of doing it alone.
As Medex grew, Cheryl navigated the realities of scaling a healthcare services company, from hiring and training teams to managing operations and maintaining financial stability. With the right banking relationship in place, she was able to secure the resources needed to expand across Ontario, strengthen her team, and continue delivering integrated care.
Scaling is easier with banking experts who understand women-led growth.
TD Women in Enterprise is ready to connect.
Reach out to Julie Dimitri, National Manager, Women in Enterprise, TD Business Banking at julie.dimitri@td.com
“I refinanced my house seven times to build this business. Each time was a risk, but I kept plugging on. I didn’t have time to stop or look for sympathy. I only had one goal: to succeed.”
— Cheryl Kerr, Founder and Managing Partner of Medex Health Services